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Mississippi Power

EarthCents Financing

Hassle-free home improvement loans

  • No down payment
  • Loans from $500 - $4,999 for up to 5 years
  • Loans from $5,000 - $10,000 for up to 6 years
  • Interest rates as low as 9.9%
  • No prepayment penalties
  • Conveniently billed on your Mississippi Power electric service account

We finance a variety of energy efficiency improvements.

  • All electric heating & cooling systems
  • Electric water heaters
  • Thermal improvements
  • Duct sealing and infiltration control
  • Insulation, storm doors, windows, etc.

We'll make it easy for you.

Complete the application in the privacy of you home. Click here to apply.

Approximate monthly payments on an Energy Loan from Mississippi Power*

Amount 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years
$2,000 $176 $93 $65 $51 $43 -----
$4,000 $352 $185 $129 $102 $85 -----
$6,000 $528 $277 $194 $152 $128 $111
$8,000 $703 $369 $258 $203 $170 $148
$10,000 $879 $461 $323 $254 $212 $185

*Some restrictions apply
Examples based on 9.9% interest rate

For more information call 1-800-268-9644.

90 Day Financing